Independent Life Insurance Agent · Palm Beach County, FL
Protection built on patience.
I help veterans and families find coverage they actually understand — from carriers rated A or better.
I help veterans and families find coverage they actually understand — from carriers rated A or better.
Most veterans discover this too late. Final expense insurance fills the gap the VA leaves behind.
Burial costs average $12,000+. Without a plan, that financial burden falls on the people you love most.
Captive agents are locked to one company. I shop 5 A-rated carriers to find your best fit — not theirs.
15 minutes, no pressure. I ask questions about your health, budget, and what you want the coverage to do.
I run quotes across Americo, Aetna, TransAmerica, F&G, and Ethos — then explain each one in plain language.
Or you don't — and you know exactly why. Either way, you leave with clarity.
You earned benefits. I help you understand what they actually cover — and what you still need to protect your family.
Go to Veterans Hub →Tax-free retirement. Income protection. Coverage that doesn't expire. I'll show you what's possible with the right strategy.
See all services →Captive agents work for one insurance company. Their job is to sell you that company's products — whether or not they're the best fit. I'm independent. I'm contracted with 5 A-rated national carriers and my only job is to find what's right for you.
Learn what the VA covers, what it doesn't, and what your family will actually face. No email sequence. No spam. Just the guide.
"Clay walked me through every option without once making me feel pressured. I finally understand my policy."
"As a veteran, I had no idea my VGLI was costing me twice what I could be paying elsewhere. Game changer."
Review coming soon.